Plain and simple, if lenders were just basing your loan qualification on your credit scores, yes you could get a mortgage with a 640 for credit score. In fact, you can get a mortgage under the right circumstances with credit scores under 600. With lower credit scores however, be prepared to pay a little higher […]
Qualify for a Mortgage
Self employed and looking to qualify for a mortgage. In 2014 the new Ability to Pay Rule will be in effect. Learn more so you can prepare to buy a house if you are self employed.