The Fair Debt Collection Practices Act spells out exactly what debt collectors can do in an effort to collect on a bad debt that you owe. Review a simple list put together to quickly get you the answers you want.
Learn what debt settlement is as an option to getting out of debt if your credit is bad and if you have collections, charge offs.
Are you still making on time payments to your creditors but not making any headway? If so, Consumer Credit Counseling may be one option to get out of debt. Learn what is consumer credit counseling in this article.
Have collection accounts or past due credit accounts? Learn your options for paying off your debt depending on whether you are in collections or past due.
If you are deep in credit card debt and looking for a way out, debt settlement or debt negotiation may be for you. This article gives some debt settlement advice and tips.
Getting Sued By A Creditor requires swift and thorough action. Meet with an attorney to discuss your case and to see if you need representation. Get your old credit card contract and review. You can beat a creditor lawsuit to collect on the debt that you owe them, as well as you are protected by the statute of limitations.
You Can Stop Bill Collector’s Phone Calls. You must mail them a letter. Telling them on the phone will not work. Bill Collectors must treat you with respect and cannot use misleading techniques or profanity when they speak with you. Use this sample letter to send to your bill collectors to stop their phone calls.
Negotiating A Debt Settlement to Pay Off Debt Can be an effective way to get out of debt. Protect your efforts by getting a signed release letter showing that you are released from the collection account and that account is paid.