There are many ways to answer the question: what happens when the mortgage forgiveness debt relief act expires. In this post we are going to cover what happens with respect to the taxes you owe on your property should you sell your home through a short sale. In the past, before the Mortgage Forgiveness Debt Relief Act was … [Read more...] about What Happens When The Mortgage Forgiveness Debt Relief Act Expires?
Many first time applicants for credit accounts such as mortgages or car loans are exposed to their credit scores when they apply for credit and their salesperson reviews their credit report with them. We know that many people have asked the question: what are credit scores? Credit scores are pretty simple to understand … [Read more...] about What Are Credit Scores?
Ingredients: 0.8 oz of beeswax. 1 oz of mango butter. .60 oz of cocoa butter. 1.6 oz olive oil. Flavor to taste, you can add sweetner to the mix, for the little girls I tend to flavor this one with bubble gum, pina colada, watermelon. Measure out all oils, and place in a double boiler over low heat. Mix til melted. … [Read more...] about basic lip balm recipe
Things you need. 8 oz of oil. (pretty much can be your favorite fixed oil) I used olive oil when I did this. ***4 drops of each of these essential oils Thyme, Fennel, Lavender, Geranium and Juniper Berry essential oil. *** 1 roll of plastic wrap. Mix the essential oils into the fixed oil and apply … [Read more...] about cellulite massage oil/ wrap
21 ounces Coconut oil 12 ounces of olive oil. 6 ounces of castor oil 3 ounces of cocoa butter 6 ounces of canola oil 36 ounces of Distilled water. 12 ounces of potassium hydroxide. This makes 6+ pounds of paste. Heat all oils and butters until they are melted. Take the potassium hydroxide in a well ventillated … [Read more...] about Liquid soap recipe
Get the Lowest Mortgage Rates I do not know why, but when mortgage interest rates go down; the ugliness in the mortgage business seems to come out. What I mean by this is that mortgage loan officers seem to promise the cheapest mortgage rates and fees, and interest rate shoppers get ultra concerned about an extra … [Read more...] about Can I Really Get The Best And Lowest Mortgage Rates?
Outfitting your home for maximum energy efficiency is not cheap, true. For the full blown upgrade, you would likely be looking at replacing your furnace, air conditioning, hot water heater, and all of your windows. Expensive stuff, to be sure. All the same, energy efficient home improvements are quickly becoming … [Read more...] about Energy Efficient Home Improvements Equal Monthly Savings and Tax Benefits
Last week I received a call from an agitated client that I had referred many months before, to a large private bank when he needed a Home Equity Line of Credit - HELOC. He told me he obtained the line with absolutely no problem, but hadn’t accessed it since he hadn’t needed the money until recently. The bank told him … [Read more...] about My Home Equity Line Of Credit Is No Longer Available