Today, most home buyers and sellers are using the Internet to get the ball rolling. Some statistics suggest over 94% of all home buyer and home sellers start their home buying and home selling process online. Gone are the days where you just went down the local neighborhood bank and talked to the banker. Now, much of the home buying process is done online – this is from finding a mortgage company to searching for homes.
With this said, the Internet is a big place and there are a ton of retail consumer centric websites to visit for starting the process. Below is a summary of some of the major websites to check out as well as a few gems that might not be as well know but offer excellent information and help.
First of all, HUD.gov is a great resource to learn all about government mortgage programs like VA loans, FHA loans, and USDA mortgage programs. These programs alone serve a lot of home buyers in the US because they are not so tight on credit history and they have lower down payment requirements while still offering competitive interest rates.
LowVARates.com. LowVARates.com is a website dedicated to serving the nation’s Vet’s. VA loans offer a great loan program for those who are eligible. You can get mortgage information and you can get actually financing help no matter where you live in the US.
Zillow.com. Zillow is a huge repository of homes for sale all over the US. You can reach loan officers and real estate agents as well as get property information for just about every address in the US. You can also get home value estimates from Zillow, but be careful as these estimates should be taken with a grain of salt. It is very difficult to really determine the value of a home if you don’t physically visit it.
Bestplaces.net. Bert Sperling’s best places website has an exhaustive amount of information including census data, health reports, property value trends, crime stats, etc.
Realtor.org and Realtor.com. Both of these websites are operated by the National Association of Realtors. You can get regional and industry wide information from here for just about any topic you want. You can also get home listing information based on state, zip, and or city, as well as mortgage rates and mortgage calculators.