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Mortgage Home Loan Process : How To Qualify For A Mortgage With Bad Credit and Good Credit


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First Time Home Buyer

     Are you a first time home buyer? Get Pre Qualified is a great place to learn about what is involved in buying a home, getting a mortgage, finding out about home buyer grants and information to help you get into your first home.

Establish Credit

     You need to have credit history to get a mortgage, there is just no way around it.

Credit Report and Scores

     Your Credit Profile and Credit Scores are probably the most important aspect of qualifying for a mortgage. It is important to get your credit report and scores as soon as possible once you are ready to buy a home. You may find unexpected problems and trying to fix your credit at the last minute could delay getting your mortgage, or worse yet cause you to not qualify for any financing.

Apply For A Mortgage

     Applying for a mortgage is a critical step in purchasing a home or refinancing your mortgage. The key to this step is to tell the truth about your income, assets and other financial information. Your loan officer will verify everything you tell them anyway.

Get Approval

     Shop for a Home

Turned Down? Options To Take To Qualify

     One reason many home buyers are having problems qualifying for a mortgage is because of poor credit reports and credit scores. If this is you, Get Pre Qualified has the resources to get your credit back on track.








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