As mortgage rates continue to drop, cities nation-wide have reported rises in housing prices and increases in home sales from March to April. The trend is indicative of the slowly recovering housing market and shows signs of continued improvement even though few new jobs have been created. Of the 20 cities that are tracked by … [Read more...] about Housing Market Update – June 2012
Given a questionable job market, soaring unemployment rates, and sagging employee confidence, it is no wonder so many would be homebuyers are sitting on the sidelines just waiting for something - anything - to give them the warm fuzzy feeling they need to take the next step. As such, with home buyer confidence at or near an … [Read more...] about Why Real Estate Agents Need Errors and Omissions Insurance in 2011
The thought of saving enough for retirement is usually not at the forefront of most people's minds. According to studies, many Americans are unprepared for the end of their working days. Nearly half of Americans nearing retirement age do not have enough in their retirement savings plans to pay for basic expenditures 10 or 20 … [Read more...] about Are You Saving Enough For Retirement?
Is the middle class disappearing? Today many people are dropping out of the middle class and falling down the rungs. It's also getting harder and harder to move up the economic ladder. What does this mean to those who are just trying to weather the recession? What is the middle class? Today, most Americans identify themselves … [Read more...] about The Disappearing Middle Class
Increasing numbers of homeowners are barely able to cover their mortgage payment due each month. One reason is that many have taken out an adjustable rate mortgage (ARM) which sounded good at the time, due to affordability. However, with fixed rate periods have either come to an end or are coming to an end and chances are their … [Read more...] about Home Owner Credit Crisis – Some Of The Causes
If you're one of the approximately 50 million Americans moving this year, you probably don't want to spend a fortune to get from point A to point B. With a little planning ahead, it's possible to execute a do it yourself move without breaking your budget, even if the company is a cheap moving service. According to the U.S. … [Read more...] about Budget Saving Do It Yourself Moving Tips
You're finalizing wedding plans and are eager to sip champagne with your guests. But are you and your fiance prepared to marry your financial lives together once the "I do's" are said, and you've returned home from your honeymoon in paradise? Managing Finances and your money as you join your relationship does require … [Read more...] about Engaged To Be Married – Managing Finances Tips
Given the current economy, it is no surprise that Americans are stressed out about making ends meet, which is affecting their work and personal relationships. Nevertheless, many are optimistic and say they are committed to persevering with their personal finances, according to a new survey. The Western Union Money Mindset … [Read more...] about Smart Money Management Strategies for Removing Bad Debt and Stress from Your Life