Qualifying for a Mortgage in 2014 – Has anything really changed?

Qualifying for a mortgage hasn’t changed all that much since the great mortgage crash in 2007. Talk to a Loan Officer, Provide financial paperwork, See what the underwriter says – and you can either buy a house or refinance your mortgage. Qualification rules are slightly different, but the overall process is still the same after all these years.

Can I Qualify to Buy A Home With No Credit Scores?

Learn what you must do to qualify to buy a home with no credit scores. You can qualify for a FHA mortgage with no credit scores but you must have credit histories you can prove. FHA home loans for no credit scores.

Mortgage Questions To Ask When Shopping For A Mortgage

5 mortgage questions to keep in mind when shopping for a mortgage to buy a house or refinance your mortgage.

Regular Mortgage or ARM – Adjustable Rate Mortgage – Which One Is Better?

Basic differences between regular mortgage conventional mortgages and adjustable rate mortgages. Learn mortgage type basics as a first time home buyer when deciding which mortgage program is better for you.

Conventional Mortgage – What Is A Conventional Mortgage?

Learn the basics of a conventional mortgage as a first time home buyer. You will need to decide between a conventional mortgage or a FHA, VA, or USDA mortgage if you are going to buy a house by getting a mortgage.

Income and Credit Eligibility for USDA Home Loans

The United States Department of Agriculture (USDA) has created a program which delivers guaranteed home loans intended to help out individuals or families afford a home in a rural area that qualifies under the program guidelines. How does one go about qualifying for one of the USDA loans? Just like with any other loan, the […]