Categories Archives: Loan Program Information

Regular Mortgage or ARM – Adjustable Rate Mortgage – Which One Is Better?

Basic differences between regular mortgage conventional mortgages and adjustable rate mortgages. Learn mortgage type basics as a first time home buyer when deciding which mortgage program is better for you. Read Entire Article…

Conventional Mortgage – What Is A Conventional Mortgage?

Learn the basics of a conventional mortgage as a first time home buyer. You will need to decide between a conventional mortgage or a FHA, VA, or USDA mortgage if you are going to buy a house by getting a mortgage. Read Entire Article…

Income and Credit Eligibility for USDA Home Loans

The United States Department of Agriculture (USDA) has created a program which delivers guaranteed home loans intended to help out individuals or families afford a home in a rural area that qualifies under the program guidelines. How does one go about qualifying for one of the USDA loans? Just like with any other loan, the Read Entire Article…