Purchasing a home is a huge investment, and usually the largest for most adults in the US. The extra costs that are involved in owning a home can be overwhelming until you have an organized system. Homeowners insurance is one of the most important initial costs of owning a home. Although it is not mandatory, it will protect you … [Read more...] about Updating Your House Can Lower Insurance Rates And Save Money
If you are new to homeowners insurance, like you are a first time home buyer and are buying your first home you need to know what homeowners insurance does not cover so you can get proper coverage. Just about all of these items can be covered by some type of high risk insurance policy. You will have to arrange for them … [Read more...] about Am I Covered – Mishaps Not Covered By Your Homeowners Hazard Insurance
Tips to help you save money on your homeowners insurance policy. If you are new to owning an insurance policy, let alone a new home owners insurance policy there are some things you should know about that can help you save money with your policy not only now but in the future. Tips For Saving Money On Your Homeowners Insurance … [Read more...] about Buying Homeowners Insurance – Tips to Save On The Cost Of A Policy
Saving money is on the minds of just about everyone in 2009. Especially as we see the cost of gasoline on the rise as summer hits. One place you may consider cutting back is your homeowner property insurance. This is especially true, and it may even seem to make sense since home values and property tax assessments have come … [Read more...] about Save Money On Insurance But Do Not Skimp On Homeowners Property Insurance
As a consumer you need to be aware of who you are talking to when shopping for insurance. It is important to know this information as it will help you talk to your agent to get the best deal for you. Insurance sales efforts use similar marketing methods including Internet websites, direct mail, radio and television advertising, … [Read more...] about Shopping For Insurance – Insurance Broker, Agent or Sales Person?
As a prospective homeowner you know that getting pre-qualified for a loan should occur before you even begin looking houses, but did you know you should also talk to your insurance company to get a free insurance quote before you make a final offer, so that you know if you can afford to insure your dream house. Factors To … [Read more...] about Shop For Home Owners Insurance While Shopping For Homes
If you are going to get a mortgage you will have to get homeowners insurance. There is no way around it. Although it is true that you have no choice in the matter when you get a mortgage, you could consider that your hazard insurance policy is more like an asset protection policy. Just think about it for a moment. You own a home … [Read more...] about Homeowners Insurance – The Basics – Why Do I Need It?