If you are a looking to rent a home or an apartment, you should investigate renters insurance. Renters insurance is not required, but it will protect your stuff against a lot things that your landlord’s insurance will not cover.
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In most cases when you rent a home it will be mandatory for you to pay a security deposit. There is no “typical” amount for you to be charged for a security deposit across all of the states, although most states do have some sort of cap or limit on how much can be charged.