Down Payment Assistance Utah

Utah Home Buyer
1% Down Payment Assistance Program

About Utah’s Home Buyer Solution Gift Program

  • Utah’s Home Buyer Solution Gift Program is only offered by The Lending Company.
  • The program is not a seller-funded down payment program.
  • It provides up to 2.5% of the purchase price as a gift to home buyers on a FHA 30 year fixed first mortgage.
  • Homebuyer’s down payment could be as low as 1%.
  • Sellers may contribute up to 3% to be applied towards closing costs, rate buy downs and other prepaid items.
  • The gift is not limited to first-time home buyers.
  • The gift is not limited to foreclosures or vacant properties.
  • Homes and condos that are HUD approved and owner occupied are eligible. Multi-family properties for up to 4 families are also eligible.
  • All borrowers must have a minimum credit score of 640.
  • The gift program requires home buyer education.

For more information on the Utah’s Home Buyer Solution Gift Program, please fill out the form below:

Get Pre-Approved for a Mortgage

  • Please list type of debt, eg. student loans, credit card debt, car loans
  • This field is for validation purposes and should be left unchanged.