Down Payment Assistance In Colorado

Colorado Home Buyer
1% Down Payment Assistance Program

The Colorado’s Home Buyer Solution Gift Program is available exclusively through The Lending Company.
FHA first mortgages can get up to 2.5% of home purchase price to be used as down payment.
The program uses FHA 30 year fixed mortgages.
The buyer’s down payment out-of-pocket costs could be as low as 1%.
The buyer’s 1% down may be a gift from a family member or employer.
The buyer has no obligation to repay money received from the gift program.
Competitive interest rates.
Flexible loan guidelines.
Not limited to first-time home buyers.
Sellers are encouraged to contribute up to 3% towards closing costs and other prepaid items.
Not limited to foreclosures or vacant properties.
Homes or condos can be multi-family (no more than 4).
Homes or condos must be HUD approved and owner occupied.
The gift program will not run out of funding like city and state stimulus programs.
No pre-payment penalties.
A minimum 640 credit score is required.
There may be income limitations. Ask your loan officer for more information.
Non-occupant co-borrowers are allowed.

For more information on the Colorado’s Home Buyer Solution Gift Program, please fill out the form below:

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