Recently turned down while applying for a mortgage? Or did you read somewhere that to get qualified for the best mortgage programs and rates you need to have credit scores of greater than 620? If so, you may be looking into how to raise my credit score. How to raise my credit score is a valid question and it is important how the … [Read more...] about Raise My Credit Score – How To Raise My Scores?
It's a new year and 2010 is the best market for buying a home in years, maybe decades. If you are thinking of looking for a new or used house, think about your credit scores first. They must be very good, preferably above 620, in order to get a mortgage in today's market. Wondering how to improve your credit score? This article … [Read more...] about 10 Ways To Improve Your Credit Score
In understanding what is a credit score the following are items that you may want to know about that can help you protect your credit scores and credit report. Credit scores are not your credit report or credit history Regularly check your credit Checking your own credit does not hurt your scores You have more … [Read more...] about What Is A Credit Score And 10 Things To Know For A Good Credit Rating Score
What is a good credit score is a loaded question. There are plenty of answers and opinions as to what really is a good credit score. The best place to start answering your question is why are you asking the question. Are you asking because you are getting ready to apply for some type of credit account like a mortgage or credit … [Read more...] about What Is A Good Credit Score?
It is too bad that credit repair has gotten the bad rap that it has. Credit repair does work and so do legitimate credit repair companies. However, just like many aspects of the financial services industries including mortgages, bankruptcy, credit cards, and automobiles to name a few there are many hidden agendas in sales built … [Read more...] about Signs of A Bad Credit Repair Company – Do Not Get Scammed By What You Do Not Know
With many people having problems getting approved for a mortgage and asking the question "Does Credit Repair Work?" I thought it might be good to answer this question. According to the FTC - the U.S. Federal Trade Commission and the major credit bureaus of Trans Union, Equifax, and Experian - credit repair does not … [Read more...] about Does Credit Repair Work To Repair My Credit?
It's official: the country is in a recession and consumers are feeling the pinch of the credit crunch. With banks tightening their lending, it's becoming more and more difficult to get auto loans, mortgages and even credit cards. However, besides keeping your credit scores up, there are ways to reach your credit goals if you're … [Read more...] about Smart Credit Tips for a Recession – Pay Attention To Your Credit Scores
Credit Repair is a great service when it is done correctly. Repairing your credit, or credit report, is the process of correcting errors on your credit report. It is not the process of removing negative items that are legitimate as many credit repair companies offer. Recent charges made by the Federal Trade Commission against … [Read more...] about Credit Repair Companies – What Can They Advertise?