One of the alternatives for getting out of a financial jam associated with your house or a repossession is a Chapter 13 bankruptcy. A chapter 13 bankruptcy is a structured payment plan to your creditors where you make a payment to a Chapter 13 bankruptcy trustee and they in turn pay your creditors according to a plan. Typically … [Read more...] about Can I Refinance My VA Loan With A Chapter 13 Bankruptcy?
If you are in debt to the point that you are considering filing bankruptcy, it is natural to wonder what happens afterwards. Most likely, given your situation, you probably have many bankruptcy questions such as what are the consequences of bankruptcy, and what does bankruptcy mean to me and my familyu. For what it is worth, … [Read more...] about Bankrupty Questions: What Happens After Bankruptcy?
You need two types of credit to quickly rebuild your credit score after a bankruptcy. Installment: auto loans, student loans or mortgages Revolving: credit cards or home equity lines of credit Most recent bankrupts have trouble qualifying for a regular, unsecured credit card. The best solution … [Read more...] about What Is Next After Bankruptcy – Tips To Recover Your Credit
By carefully rebuilding your credit you can qualify for almost-normal rates, even a mortgage, in a year or two. Almost anyone can get credit soon after a bankruptcy. It is just a matter of knowing how. Bankruptcy deals a devastating blow to your credit and your credit score, the three-digit number lenders use to gauge your … [Read more...] about Remix – Life After Bankruptcy Tips
A lot has changed in the mortgage industry over the past few years starting in late 2006 until the present in August 2008. Gone are the days of getting a mortgage 1 day after your Chapter 7 Bankruptcy discharge. There are no more lenders who will offer that kind of financing, at least for now and into the foreseeable future. … [Read more...] about Mortgage After A Bankruptcy – Can I Qualify?
Chapter 13 Bankuptcy is the first option that you must look at if you are considering filing for bankruptcy protection. It has always been the intention of the U.S. Bankruptcy laws to have people considering bankruptcy as option to get out of debt to look at how to pay back creditors at least a … [Read more...] about Chapter 13 Bankruptcy – What Is It?
Bankruptcy questions can be difficult to answer when you are just starting out in the process. This article is designed to answer the most common bankruptcy questions with some common general answers to help give you a starting and to put your mind at ease. Whether you are filing a chapter 13 … [Read more...] about Bankruptcy Questions – Most Commonly Asked
Filing Bankruptcy is an important decision to make. The ramifications of filing or not filing are far reaching in your ability to get good credit offers, recover your finances from disaster etc. There is also no cookie cutter formula to guide you into whether you should file bankruptcy or not. … [Read more...] about Filing Bankruptcy – 2005 Law Changes – New Things To Consider